About
Our bank is the leading European bank with a presence all over the world, particularly in the Americas and Asia-Pacific.
- Our diversified and integrated model allows for close cooperation between all our businesses with a single goal: to serve our clients - individuals, companies and institutions - and the world in which we live.
- The Bank is committed to providing high-quality service, and we place great importance on your needs and your business relationship with us. Your satisfaction is our goal!
- We are a comprehensive, transparent, and accessible bank. But we are also a bank fundamentally opposed to technical jargon. With us, everything is simple and as straightforward as possible.
BNF is launching an advertising campaign that places its clients at the heart of the creative concept.
At BNF, we support our clients by valuing their vision and amplifying their ambitions. Our partners and clients are building the world of tomorrow. They embody change, drive transformations in sustainability and digitalization, and turn their vision into impactful realities.
Offers in France
Offers worldwide
Collaborators
Pays
Some of the lowest retail banking prices
Among the first banking institutions to promote alternative payment methods to checks for the most vulnerable customers (systematic authorization card, withdrawal card); personal loans and credit repayments offered at an attractive and constant rate, over long periods.
A range of personal and professional microloans
An offer of personal and professional microloans that promote the social reintegration of people in situations of banking exclusion, in collaboration with associations or public structures.
Our interest rates
We offer loans with very flexible terms. Our interest rates vary depending on the amount requested and the repayment period. We grant loans to individuals, businesses, and companies at 2% per annum with the utmost speed and reliability.
Loan application deadlines and transaction security.
You receive your loan 72 hours after applying, with no paperwork. Everything is done online and is extremely secure. So you can apply for money without leaving home.
Nos engagements
Online savings and the stock market
From the same customer sector, our bank offers you (only with a subscription) the "Online Savings and Stock Market" service, to manage your bank or your financial savings remotely.
Mortgage loan
A personal amortizing loan is a bank financing technique that allows households to purchase consumer goods or finance their personal needs.
Financial projections and analysis
Individuals interested in maximizing their chances of success by establishing realistic and comprehensive financial projections, whether for the implementation of a new project or the consolidation of operations.
Facing the unexpected
Do you need money for purchases, small projects, or to finance an unexpected expense? Don't hesitate any longer and run a simulation to find the credit solution that suits your budget.
Maintaining income
Thanks to the income maintenance guarantee, we offer you protection for the payment of your current expenses and thus provide you with a monthly allowance to maintain your standard of living in a difficult situation.
We help you grow your business
Our bank goes beyond its public service mission and develops new practices to meet the needs of customers in financially vulnerable situations. In a challenging economic environment, it contributes to promoting financial inclusion by offering products and services for everyone.
Questions
What supporting documents are required to open a current account with us?
A valid form of identification, a valid proof of address in your name, and proof of income.
How do I open a current account with us?
Choose your account: current account or savings account. Complete the application form, select your account features, and sign your contract electronically. Submit the required documents for account opening via the online interface that will be provided.
How do I deposit money into my current account (transfer, check, cash)?
You can: - make a transfer from another account to your current account, - send a French check made out to you by mail. If you have a card, you can use a Crédit Mutuel ATM on your account.
How to convert a current account into a savings account?
You cannot convert a current account into a savings account; you must open a current account directly.
How do I transfer money from my account to another account?
After opening your account, you will be redirected to your interface, where your balance is displayed in the top right corner. A little further down, you will find a money transfer form. Carefully fill in each field according to your needs. Afterward, you can confirm your transaction by pressing the "VALIDATE" button and initiate the transfer.